Gift Tax Calculator

2026

Calculate gift tax with 2026 annual exclusion ($19,000) and lifetime exemption. See remaining exemption.

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$
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Gift Tax Owed

$0.00

Covered by lifetime exemption

Taxable Gift

$31,000.00

Remaining Lifetime Exemption

$14,969,000.00

Annual Exclusion Left

$0.00

Gift Tax Breakdown

Gift Amount$50,000.00
Less: Annual Exclusion($19,000.00)
Taxable Gift$31,000.00
Lifetime Exemption (before)$15,000,000.00
Exemption Used This Gift($31,000.00)
Lifetime Exemption (after)$14,969,000.00
Amount Subject to Tax$0.00
Gift Tax Owed$0.00

Strategy Notes

Annual ExclusionGive up to $19,000.00 per recipient tax-free
Married CouplesCan split gifts to double the annual exclusion
Lifetime Exemption$15,000,000.00 unified with estate tax (2026)
Education/MedicalDirect payments to institutions are exempt from gift tax
Filing RequirementForm 709 required

Based on 2026 gift tax rules. The annual exclusion is $19,000 per recipient. The lifetime exemption of $15,000,000 is unified with the estate tax exemption. Gifts to spouses who are U.S. citizens qualify for the unlimited marital deduction. Consult a tax professional for personalized advice.

Use the Gift Tax Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.