DSCR Calculator (Debt Service Coverage)

Calculate DSCR for investment property loans. See if NOI covers your debt payments.

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Debt Service Input
$

DSCR

1.33

Monthly Cash Flow

$1,250.00

Annual Cash Flow

$15,000.00

DSCR Analysis

DSCR1.33
RatingStrong — qualifies for most loans
Annual NOI$60,000.00
Annual Debt Service$45,000.00
Monthly Debt Payment$3,750.00
Max Loan at 1.25 DSCR$601,230.27

Use the DSCR Calculator (Debt Service Coverage) above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.