Insurance Deductible Comparison Calculator

Compare high vs low deductible plans. See break-even claims frequency.

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Premium Savings

$600.00/yr

Better Choice

Higher Deductible

Risk Analysis

Annual Premium Savings$600.00
Extra Deductible Risk$1,500.00
Break-Even Claims/Year2.50
Expected Cost (Low Ded)$1,950.00
Expected Cost (High Ded)$1,800.00

Use the Insurance Deductible Comparison Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.

Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.