Buy vs Lease Equipment Calculator
Compare buying vs leasing business equipment. See tax benefits, total cost, and which is better.
Lease Net Cost
$39,168.00
Buy Net Cost
$36,771.43
Better Option
Buy
Save $2,396.57
Lease Analysis
| Total Lease Payments | $57,600.00 |
| Tax Deduction (100% of payments) | $57,600.00 |
| Tax Savings | $18,432.00 |
| Net Cost After Tax | $39,168.00 |
Buy Analysis
| Purchase Price | $50,000.00 |
| Depreciation Tax Savings | $8,228.57 |
| Salvage / Resale Value | $5,000.00 |
| Net Cost After Tax | $36,771.43 |
| With Section 179 (Year 1 Expense) | $29,000.00 |
| Sec 179 Tax Savings | $16,000.00 |
Break-Even
| Break-Even Point | 45 months |
Use the Buy vs Lease Equipment Calculator above to calculate your results. Enter your values and see instant results — all calculations run in your browser.
Disclaimer: This calculator is for informational purposes only and does not constitute tax, financial, or legal advice. Results are estimates based on the information you provide and current rates. Always consult a qualified tax professional or financial advisor for advice specific to your situation.
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